Details of a Veterans Loans


Getting a loan could sometimes be a pain, especially if your credit is less than perfect. But if you are a veteran and need a loan, you have other options. As a veteran you have certain benefits that normal citizens don’t have, one of these is veterans’ loans. These loans are a way for the country to show the appreciation for what you’ve done, and can be very beneficial to ex-military personnel. Here are a few things you should know about these loans.eBenefits.Va.Gov

First off, your own time in the military will be considered when you apply for the VA loan. If you’ve served an adequate amount of time, usually between ninety and one hundred and eighty days of active duty, depending on the situation, you can qualify for the loan. Your form of discharge will also be considered. If you have the black mark of a dishonorable discharge, you’ll probably be declined in your loan request. The stipulations are not overly strict, but they are definitely there, so remember that when you make your request.

va-loansThe next important factor of any loan is your credit. With a traditional loan your credit score usually determines whether or not you can get the loan, and the rate of interest you’ll be paying. Veteran’s loans are a little bit different. Rather than looking at your overall score, they will look at the past twelve months of payments. If they were made in a timely fashion, chances are you’ll get a better rate and qualify more easily for the loan. Veterans’ loans are great ways to get the money you need if you’ve had financial difficulties in the past and are still suffering from the fallout.


Another benefit of veterans’ loans is that you don’t have to give money down. So if you’re looking at a two hundred thousand dollar home and can’t make the ten percent down payment, you won’t have to. Also, you’ll save money because you won’t be paying a monthly insurance premium on the loan. Typical loans require this insurance because it enables the lending institution to get some of the money in the event of a default. As a veteran you are backed by the VA entitlement, which is simply a guarantee made by the Department of Veteran’s Affairs on part of your loan. If you decide to get a Veteran’s loan, make sure you ask about this guarantee.

Many veterans have benefited greatly from this type of loan. You may be next. Do a bit of research and compare the pros and cons of both loans, Veterans and traditional, you may just find that this will work better for your needs.

Low VA Rates offers great Veterans Loans and mortgages. If you need a veterans loan, to refinance, or a home mortgage then look to us for your needs. Billings Farnsworth is a freelance writer.

Submitting Job Applications to Department of Veterans Affairs


The United States of Veterans Affairs provides a great line of jobs to persons who desire to work and be a part of this agency. The Veterans Affairs career categories are as follows: engineering / architecture / technical support, health care, business/administration, legal and expert skilled occupations. The typical poses in health category are doctors, nurses, nursing assistants, laboratory technician, research scientist and the likes. These categories require different qualifications and employment processes that should be taken into consideration by anyone who has interest in applying for the available poses.eBenefits.Va.Gov

When applying to any Veterans Affairs’ poses, one must be aware of the requirements of the pose and the procedures. Individuals who have interest in applying are advised to visit the USA Jobs Site always for the needed job positions. This will give applicants a chance to be oriented with the requirements of the position that they are applying to.eBenefits.Va.Gov


Reading and following directions for all vacancy announcements are extremely important. The resumes of the applicants should address the qualifications such as knowledge, skills and abilities by writing it down on a separate paper or highlighting it. The curriculum vitae should also have supplemental information such as country of citizenship, veterans preference entitlement, reinstatement eligibility and other details for reference. This will give the reviewer an easy mean to determine if an applicant is qualified for the vacant pose.


However, if the applicant will use the Application for Federal Employment (OF-612), he/she should follow the steps mentioned in the form. The Veterans Affairs is particular with the required details so he/she must be extremely cautious in accomplishing the form.

Similar to any other occupation, applying for a United States federal position can take time. Others look at it as one time shot so fascinated applicants should take it into consideration as well. The resumes or filled up forms will be the initial spokesperson of the applicant so it should be complete, sincere and honest. Application letters don’t need to have fancy words to be able to make it for the vacant pose. Keeping it straightforward and easy to read is their passport to become a part of any departments in the United States such as the Department of Veterans Affairs.

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Army Veteran Jobs


The army veterans have outstanding skills, knowledge and experience that make almost every job fit for them. But statistics indicate that there are a lot of veterans that are facing unemployment problems. To help these men and women that sacrificed a lot to go & serve the country at war, many companies and organizations are coming up with efforts that are aimed at ensuring that there are army veteran jobs. eBenefits.Va.GoveBenefits-VA-Gov

Veterans’ Green Jobs is one of the non-profit organizations that are working hard to ensure that veterans get jobs in the green market. It launched a partnership with another non-profit organization called GRID Alternatives which deals in solar installers. These 2 organizations partnered so that they can be able to advance training as well as employment opportunities for veterans in the clean energy sector all over the country.

GRID Alternatives does installation of solar electric systems for families that are not so rich using a volunteer-based model that makes it possible for community members as well as trainees to have the opportunity to gain hands-on experience in solar installation. The partnership between Veterans’ Green Jobs and GRID Alternatives has opened up volunteer as well as training opportunities for veterans that are interested in pursuing careers in solar energy. Veterans’ Green Jobs is the one that connects GRID Alternatives with the interested veterans and also provides it with all forms of logistical support.

The Bureau of Labor carried out a research that indicated that in June 2012, 12.7% of veterans who served since the year 2001 were employed in May, with the youngest veterans aged 18 to 24 being unemployed at a rate of 23.5%. Between 2011 and 2016, it is projected that over one million veterans will leave the military and thus there will be more demands on the civilian workforce.eBenefits.Va.Gov

For that reason, efforts like the ones being put forward by organizations like Veterans’ Green Jobs & GRID Alternatives are very important in combating the unemployment problem that the veterans face after exiting service. Veterans’ Green Jobs is working hard to make sure that by mid-2013, it will have reached its goal of placing 300 veterans into jobs.eBenefits.Va.Gov

In order increase the chances of getting army veteran jobs, the vets should consider being part of the one-on-one counseling services offered by organizations such as Veterans’ Green Jobs to help them create employment pathways that meets their needs. Their current skills and experiences are usually assessed and they are trained on how to refine as well as reshape their resumes so that they can match the available job openings.

They’re also given recommendation about any training or education they may need in order to advance their skills. Such organizations also connect the army veterans with employers that need skilled workers  job vacancies. These are just but a few of the organizations that are working hard to ensure that veterans are employed in the green market. There are many others not only in solar energy, but also in other fields like information technology, procurement, transport, maintenance, just to mention a few. eBenefits.Va.Gov

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